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You Save or We Pay

To qualify for You Save or We Pay Promotion: 

Columbia Credit Union will beat a current rate or pre-approved rate on qualified product(s)* or we will pay $500. Borrower(s) must provide written documentation including borrower’s information, term, and rate from a financial institution.  Borrower(s) must be eligible for and obtain membership. Borrower(s) must be credit worthy and be able to meet our normal underwriting requirements**.   Rates and Terms are based on individual borrower(s) credit qualifications, property evaluation, may require automatic payments and enrollment in eStatements.  Offer does not apply to existing Columbia Credit Union loans. Limited-time offer and subject to discontinuation at any time without notice.

 *Qualified Products:

Secured loan products: (Must have title)

Rates lower than 50 bases points above the Fed Fund Rate are excluded from this promotion.

Debt Consolidation/Unsecured loan products: 

In the circumstance that we are combining multiple unsecured debts, Columbia Credit Union will beat the lowest rate assuming the available credit limit on that card will exceed the requested loan amount.

** Current past due obligations and collateral that exceed 100% of value may be excluded from eligibility.

VISA Credit Card & Home Equity Products do not qualify for promotion