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Deposit Rates

Savings Rates - Effective Monday, January 1, 2024
APYMinimum
Deposit
Minimum
Balance
SHARES0.15% $100
SPECIAL SHARES0.15% $100
CHRISTMAS CLUB0.15% $0
SMART MONEY MARKET0.25%$1000$2500
SMART MONEY MARKET0.25%$1000$10000
SMART MONEY MARKET0.35%$1000$20000
SMART MONEY MARKET0.45%$1000$50000
EVERYDAY CHECKING0% $0
ADVANTAGE CHECKING0.13% $0
GOLDEN ADVANTAGE0.13% $0
TRADITIONAL IRA0.15% $0
ROTH IRA0.15% $0
EDUCATIONAL IRA0.15% $0
Certificate Rates - Effective Thursday, December 12, 2024
Certificate TermAPYMinimum Deposit
3 MONTH CD0.2%$500
6 MONTH CD1.36%$500
12 MONTH CD3.03%$500
18 MONTH CD2.27%$500
24 MONTH CD3.19%$500
36 MONTH CD3.19%$500
48 MONTH CD3.29%$500
60 MONTH CD3.29%$500
3 MONTH IRA CD0.2%$500
6 MONTH IRA CD1.36%$500
12 MONTH IRA CD3.03%$500
18 MONTH IRA CD2.27%$500
24 MONTH IRA CD3.19%$500
36 MONTH IRA CD3.19%$500
48 MONTH IRA CD3.29%$500