| Account Type | APY | Minimum Deposit | Minimum Balance |
|---|---|---|---|
| SHARES | 0.15% | $100 | |
| SPECIAL SHARES | 0.15% | $100 | |
| CHRISTMAS CLUB | 0.15% | $0 | |
| SMART MONEY MARKET | 0.3% | $1000 | $2500 |
| SMART MONEY MARKET | 0.45% | $1000 | $10000 |
| SMART MONEY MARKET | 0.75% | $1000 | $25000 |
| SMART MONEY MARKET | 1.21% | $1000 | $50000 |
| EVERYDAY CHECKING | 0% | $0 | |
| ADVANTAGE CHECKING | 0.13% | $0 | |
| GOLDEN ADVANTAGE | 0.13% | $0 | |
| TRADITIONAL IRA | 0.15% | $0 | |
| ROTH IRA | 0.15% | $0 | |
| EDUCATIONAL IRA | 0.15% | $0 |
| Certificate Term | APY | Minimum Deposit |
|---|---|---|
| 3 MONTH CD | 0.2% | $500 |
| 6 MONTH CD | 1.36% | $500 |
| 12 MONTH CD | 3.03% | $500 |
| 18 MONTH CD | 2.27% | $500 |
| 24 MONTH CD | 3.19% | $500 |
| 36 MONTH CD | 3.19% | $500 |
| 48 MONTH CD | 3.29% | $500 |
| 60 MONTH CD | 3.29% | $500 |
| 11 MONTH CD SPECIAL | 4.58% | $500 |
| 3 MONTH IRA CD | 0.2% | $500 |
| 6 MONTH IRA CD | 1.36% | $500 |
| 12 MONTH IRA CD | 3.03% | $500 |
| 18 MONTH IRA CD | 2.27% | $500 |
| 24 MONTH IRA CD | 3.19% | $500 |
| 36 MONTH IRA CD | 3.19% | $500 |
| 48 MONTH IRA CD | 3.29% | $500 |