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Refer-a-Loan

$100 for You & Them!

Share your great experience with your coworkers, friends and family! Just send them to the credit union for their next loan or to refinance their current loan for a lower rate and you could earn up to $100!* Sharing is quick and easy, and there’s no limit to the number of referrals that you can make or the rewards you can earn.

The strength and stability of a credit union comes from its members. The more members a credit union has, the more value it can provide to the membership as a whole – especially when the members do all or most of their banking with the cooperative that they collectively own. As a credit union grows, it can offer better services at more competitive rates and with fewer or lower fees. That’s the power of community support. To keep up in a crowded marketplace, credit unions need to grow. Corporate financial institutions do this by selling stock in their company. But they are less accountable to their customers and more accountable to investors and paid boards of directors who probably live far away from the institution’s community. The constant drive to appease shareholders often propels the bank’s leadership to make decisions that may be immediately advantageous, but highly detrimental for the long term.

Contrast this with credit unions, which are wholly owned by their members, who receive their shares of the revenue that is generated through better rates, lower fees, investments in technology and more. But a credit union needs to attract new members to continue the growth that makes all that possible. When the credit union grows, the whole community benefits from that growth as well. We’re always looking to offer more and better services to our members. We want to continue to be the financial institution of choice for the community. As a member, you know the benefits of doing business with Columbia Credit Union.

Start spreading the word today AND get PAID to do so!

*You must be a current member in good standing to be eligible however, you do not have to have a current active loan with CCU. You cannot refer yourself or a spouse. Up to $100 would be deposited into each member’s account at the time of loan funding depending on the amount of the loan dispersed. Minimum loan amount is $5000.00 to qualify for any payout. Loans between $5,000-$10,000 qualify for $50.00. Loans over $10,000.01 qualify for $100.00. Must be a new member to the Columbia Credit Union and meet all lending, underwriting & membership requirements for approval and to qualify for this promotion. Promotion subject to change without notice. Any amount credited to account is considered interest and will be reported on IRS form 1099-INT. Can’t be combined with any other offers. A new member is defined as someone who hasn’t had a CCU account for 180 days.